ASG Bowl: General Liability Insurance
Protect your assets with ASG Bowl Liability
Successfully operating a bowling center can be a difficult and stressful job. Our available Commercial General Liability and Products Liability Insurance product offering protects businesses against the costs of compensating individuals and companies if they suffer bodily injury or damage to their property. This type of coverage pays for the legal costs of defending the insured against any “suit” seeking damages to which insurance applies to. Business owners can rest assure that their business is being protected against the important exposures of their industry.
General Liability Coverage(s) available within ASG Bowl Program:
$1,000,000 per Occurrence
$2,000,000 General Aggregate (per location available for certain risk)
$2,000,000 Products/Completed Operations
$100,000 Damages to Rented Premises (higher limits available)
$1,000,000 Personal & Advertising Liability
$1,000,000 Hired and Non Owned Auto Liability
$1,000,000 Employee Benefits Liability
*All risks are subject to individual underwriting and standard policy exclusions.
ASG Bowl Hired & Non-Owned Coverage
Hired Auto Coverage refers any “auto” an insured leases, hires, or rents (exclusions apply). For example, Hired Auto liability coverage would supplemental or replace a car rental agency’s liability coverage (does not cover physical damage to vehicle). The coverage protects only your company, not the employee driving the rented vehicle. As such, it supplements the driver's own auto liability coverage. Just as if he or she were driving a personal vehicle, in the event of an accident, the employee would still be personally liable for property damage or injuries to third parties.
Non Owned Auto Liability Coverage- Protects your company should it be sued due to an auto accident while you or one of your employees are on company business in a personal vehicle. The insurance would cover any excess cost that was not covered by he or she’s personal insurance.
Situations will arise where this coverage is needed. Ex: If you or an employee were to be involved in a serious auto accident in your own vehicle or in a rented vehicle while on company business, running errands, picking up lunch, etcetera. If you or your employees’ personal insurance is not enough to cover the claim, your company could be held responsible.
Get a Free Quote from ASG Bowl today to learn more about how we can provide you with the best coverage in the industry.