ASG Bowl: Employee Benefits
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The objective of a great bowling center employee benefit insurance program is to help protect both employees and your business.
ASG Bowl offers a customized employee benefits plan for all North American Bowling Centers, regardless of the number of employees or level of coverage you are seeking to provide. Our Bowling Insurance Employee Benefits Program includes everything from Medical and Dental care to Flexible Spending Accounts.
Advantages of an ASG Bowl Employee Benefits Insurance Policy:
- Group Medical Insurance - Each employee is entitled to benefits for hospital room and board, surgeon and physician fees, and miscellaneous medical expenses.
- Group Dental Insurance - Protection against the expense of treatment and care of dental disease and accident to teeth.
- Group Life Insurance - Covers the lives of multiple persons, such as some or all employees of a bowling center.
- Short Term Disability Insurance - Insurance pays a percentage of an employee's salary if they become temporarily disabled.
- Long Term Disability Insurance - Picks up where Short Term Disability leaves off. Once your STD benefits expire (generally after three to six months), the LTD policy pays you a percentage of your salary, usually 50 to 60 percent, depending on your policy. You will then receive benefits for two to five years, or until you turn 65-years old.
- Voluntary Income Protection Plans such as Life, Critical Illness, and Accident Insurance - Offer added financial security to employees, with no direct costs incurred by employers.
Employee Benefit Services:
- Healthcare Reimbursement Accounts (HRA) - A tax-advantaged benefit that allows both employees and employers to save on the cost of healthcare. The employer sets aside a specific amount of pre-tax dollars for employees to pay for health care expenses on an annual basis.
- Healthcare Savings Accounts (HSA) - An account established exclusively for the purpose of paying medical expenses incurred by the eligible individual.
- Flexible Spending Accounts (FSA) - Covers what your health insurance doesn’t. FSA saves you money on the health care you need and makes budgeting for medical expenses easy.
- Cobra Administration - A continuation of group health coverage that otherwise might be terminated.
- 5500 Filings - Many employers offer their employees retirement benefits such as 401(k) plans. The employer must send an annual report to the IRS and the Department of Labor detailing the plan. A 5500 Form is often used to send this report.
Get a Free Quote from ASG Bowl today to learn more about how we can provide you with the best coverage in the industry.